Can Your Response to "How Are You Feeling?" Be Used Against You?

Smart accident victims realize they need to quickly retain a good and knowledgeable personal injury lawyer. In Denver, and really most of the nation, your rights need to be protected and you need an advocate from the earliest stages of a lawsuit. Dealing with the insurance adjusters starts early. A Denver injury lawyer can guide you through the stormy seas of personal injury litigation and warn you of potential pitfalls along the way to your recovery of your health and recovery of damages rightfully due to you.

Imagine this: shortly after being injured in an accident, you walk into a room for an interview with an insurance adjuster. The adjuster smiles warmly and says, "Hello! Lovely day, isn't it? And, how are you feeling?" When we were growing up, we were taught to always be pleasant and polite, so answering a question about our well being typically elicits a knee-jerk response of, "OK. And you?" But can that well-bred cultural politeness be used against you?

In a reasonable world, hopefully such an innocent statement would never be used against you after sustaining painful injuries due to another's negligence. Denver injury lawyers realize that, unfortunately, most people do not know what is the right or wrong way to respond to any questions posed by an insurance adjuster.

After seeking initial medical treatment for your injuries, contact a personal injury lawyer in Denver. They will evaluate possible negligence on the part of any parties. The other party's insurance company will become involved, and an insurance claims adjuster will request an interview with you. A claims adjuster investigates insurance claims through looking at police and hospital records as well as evaluating the scene and surrounding property. Insurance claims adjusters also perform claimant and witness interviews.

An interview with an insurance adjuster can be unnerving. After all, their job is to find ways to minimize their company's monetary liability and payout to an accident victim. The adjuster looks to verify that an insurance policy covers the incident, looks at where liability for the damages lies, and determines what compensation should be due to the injured person based upon their injuries or damages. If the adjuster's recommendation is a good number and you come to a settlement agreement, your dealings with them should be short and sweet. However, when no settlement number can be reached, there may be other interviews with an adjuster working with the insurance company's lawyers and experts to defend against your lawsuit.

You must be truthful in an interview with an adjuster. But you must also be careful in how you answer the questions asked by an insurance adjuster. Having a personal injury lawyer in Denver present with you for all interviews can prevent you from giving the "wrong" answers, even to a question as innocent as, "How are you feeling?"