I have a friend who worked in the family business for most of his adult life. Sure he operated as a business owner, but his father started the business. It was his father who spent sleepless nights worrying about making payroll and whether his suppliers would extend credit again. My friend was insulated from such anxieties . . . until the family business was sold, and he started his own business. He became an entrepreneur really for the first time.

Over lunch one day, he talked about being on the "front line" of his business, from the ground up, and the pressures he was enduring. Particularly troublesome for him was what he called "financial terror." You and I know it as the compilation of concerns about cash flow, credit, profit margins, etc. Not knowing if there would be enough to support his family in the lifestyle to which they were accustomed woke him up at 3AM for several nights. As a business owner, I told him that I can relate with his "financial terror." He asked me, "How do you deal with it?"

I told him about the daylilies growing in beds near our home and along the driveway. Through drought and monsoon, they just keep growing and even show up in places where I didn’t plant them. I really don’t do much for them except keep as many weeds away as I can. They have continued to grow without my really caring for them.

Then I told him about all the varieties of birds with whom my wife and I share our farm. There are bluebirds, geese, crows, goldfinches, hawks, owls, wrens, sparrows, cardinals, blue jays, mockingbirds, whippoorwills, swallows, martins, woodpeckers, and the list goes on. We feed them in the winter when the snow covers the ground. They eat the mosquitoes and other bugs that would drive us indoors in the spring. Their songs greet us in the mornings, carry us through the days, and put us to bed at night. We do very little for them and yet they brighten our world.

I told him that it seems to me that if the universe’s design includes the care of daylilies and birds, it seems logically consistent and even appropriate that everything we need to work positive is there waiting for us.

There really is enough to go around.

The next time the ghost of financial terror shows up by your bed at 3AM, remember:

1. Until now, you have generated enough revenue to keep the doors open.

2. Business walked through your door at just the right time previously. It will again.

3. There is enough business waiting for you to receive today. Go get it and watch your ghost of financial terror become a ghost of the past.