Anyone who owns a motorbike knows that breaking down is never fun. The problem with a motorbike is that you have nowhere to safely wait for assistance, and if you're unlucky enough to be caught in bad weather then it's even worse. That's why it's so important to have the right kind of cover. The most important thing with Motorbike breakdown cover is to know what to look for. Just a few simple tips can ensure that you find the right deal for you.

It's important first of all to be clear about exactly what you want and what you don't. If you have this in your mind before you start then you can't go far wrong. A good way to go about this is to simply ask yourself a few basic questions. For example, how often do I use the vehicle in question? What do I mainly use the vehicle for? How far I am likely to travel in it- am I likely to be using it abroad for example? Do passengers often travel with me? If this is the case then you need to consider not only your own needs but also those of the people travelling with you. Am I the only person I want to insure on the vehicle? Do I want to insure myself, or the bike, or both?

The answers to all these questions should give you a clear indicator as to what level of insurance you should get. For example, if you only use your motorbike for short distances and you don't carry pillions, then you'd be advised to get the most basic level of cover. However if your bike is used for longer distances and you regularly have passengers, or you use it travelling abroad, then a more comprehensive cover would be the way to go.

It’s important not to end up paying for services that you won’t need or use, and equally important to have services available for when you really do need them. Anyone that’s ended up on the roadside in the pouring rain, with a none-too impressed pillion in tow will testify, it really is no fun to break down on a motorbike. There’s no protection from the elements or other vehicles and rarely do motorbikes have a stereo to delay the onset of boredom whilst you’re waiting for assistance.

The right motorbike cover can’t solve all of these problems, but if it means that you’re that little bit more confident knowing that a replacement vehicle is an option, and that any further travel expenses for yourself or your pillion are covered, then it can certainly make all the difference in an often miserable and always inconvenient situation.