At least you don’t need the ordinary type of health insurance.

The ordinary, traditional plans are expensive and you are strong, healthy, and busy. You almost never go to the doctor, so the traditional, expensive copay type plan is not for you.

Consider a special Health Savings Account (H S A) type plan customized to your needs. This type of plan might be perfect for you.

H S A type plans are:

Inexpensive,

No frills,

Deep coverage,

Free annual physical,

Get you into almost any doctor for about $60 a visit,

And these plans offer catastrophic coverage.

Do you really want to go naked?

(I know, the thought of going naked holds excitement for you, but this kind of naked is not what you have in mind.)

After all, what are you going to do if you end up in the hospital for a week because you wiped out on a graveled turn on your motorcycle or mountain bike?

The head injury from the ultra-light plane ride you took can set you back financially and physically; the appendix operation that had to be done because your appendix burst. Why you? It just happens.

I could go on, but I think you get the point.

You need an H S A type plan with a $5,000 deductible. For a man twenty years old, it would cost approximately $60 per month. For a man thirty-five years old, it would cost about $70 per month.

Any accident or illness that might pounce on you would cause you to have to pay the doctors and hospitals back their money over many years.

Doctors will treat you and hospitals will mend you, but someone is going to have to pay the bill.

Most of the time, the doctors and hospitals work out a payment plan for you. How would you like to have to pay $10, $30, $50 or $100 per month to them for the next 20 years? That is not a good option.

Check out high deductible health savings account plans, tomorrow.

Richard Day has been a health insurance specialist for many years. Because he specializes, he has become an expert in helping you to choose the plan that works for you. You have no risk in getting a plan. If you find that you don’t think you need it, drop it. There is no long-term contract.

You could be insured within the week. (Your mother and girl friend will immediately approve of your maturity. That is, if you call your broker and get ‘R done.)

If you live in NC, SC, TN, GA or TX, RichDayHealthPlans.com can help you . . . even if you just want to ask questions.