Having six-pack, well-toned abs is sexy. That's why we aspire to get toned abs. It's not easy but it's doable. We have to use up the fat as fuel for our body, then keep using those fats efficiently and adjust our way of thinking in order to successfully attain sexy, toned, six-pack abs.

Subcutaneous fat is where most of our body fat is located. That's why doing isolated exercises like sit-ups will not burn fat although it will strengthen the abs.

Fat gets deposited into our stomach more as we age. In women, more fat gets deposited into their hips and thighs as well. Metabolism also slows with age. When we factor in a slowing metabolism with a change in the body's fat distribution system, it is not surprising to see a thicker waistline.

One of the most effective ways to whittle that waistline is to engage in activities like biking, swimming, walking, hiking, aerobics and very active sports like basketball, tennis and other racquet sports. The key is to keep our heart rate up and in its training zone for a minimum of 20 minutes to train the heart muscle and effectively burn fat.

When we start losing subcutaneous fat, our skin becomes taut. We start looking firmer and more toned when we lose the fat in the muscles. And doing the above activities five times or more a week guarantees toned abs faster.

Efficient fat burning by the body requires muscle development. And because muscles burn fat very efficiently we want to work the larger group of muscles first as they use up more fat. Then we can work on the smaller muscles to aid in more fat loss.

Having the correct attitude towards fat and weight loss is essential to achieving success. Keep in mind that the numbers on the scale are just numbers. What's important is losing inches. And when you finally fit into that pair of jeans, that means progress. It only takes a few weeks to see results, gain confidence and a better set of abs.

So remember, the key to sexy, toned, six-pack abs is to burn fat, burn it efficiently and to make sure that the correct attitude is present to see us through our goal.