One of the common ways of getting rid of your financial problems is by having an all-purpose loan which is granted by financial institutions. However, many financially weakened individuals have troubles having such loans due to their bad credit history. Many have lost their hopes in getting such financial solutions from traditional banks and they have to look for other alternatives to resolve their financial difficulties.

If you have come across online advertisements about no-credit check loans - How do you find a reliable financial solution that does not check credit history? Below are the steps that you need to follow:

1. Start checking out a loan lending business online - The most effective way of checking out a business online is via Better Business Bureau (BBB) business directory. BBB provides reports on all businesses including loan lending business, which can be vital source of making the right decision on choosing the right lender.

2. Check the details of the report before choosing the right lender - There are few important variables that you should look into before start choosing the right lender - the lender's BBB rating, whether they have a BBB accreditation, and customer complaint record. In my opinion, it is preferable that you choose a BBB accredited lender with an "A" BBB rating plus a clean business record.

3. Start making inquiries to the lender, to find out whether they are currently accepting no-credit check personal loan application online - The only way to find out whether they are accepting loan application online is by visiting their websites. If you couldn't locate any online application forms - seek clarification from the lender by making an inquiry to their customer service representative.

4. Avoid lenders who approve no-credit check loan immediately on the phone (or on the internet) - In fact, it is illegal when a lender approves loan on the phone according the U.S. loan lending law. Therefore, when you hear a lender saying that they can offer such loan immediately on the phone, it might be a scam artist's trick to deceive innocent applicants into their "trap".

5. Opt for lenders who offer co-signer loans - Most lenders would perform credit check on their applicants including their loyal clients. The lender will not check your credit history but on the guarantor if you're applying for co-signer personal loan.

6. Be certain about the total cost of the loan - You need to make sure that the lender discloses the actual loan cost including the exact amount of their service and processing fees. Therefore, you need to gather as much information as possible about the loan deals that are offered by various accredited lenders.

With these above mentioned tips, hope that you'll able to find a reliable no-credit check online.